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Buy Now Pay Later: Key Things to Consider

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In the fast-changing Global banking ecosystem, cash payments have decreased significantly over the last decade as other payment choices such as cards, e-wallets, and online banking have become the accepted norm. BNPL (buy now pay later) became a common credit option for customers at this time, offering them rapid access to an authorized credit limit that can then be used for expenditures.

But what exactly is this credit line, as well as what makes it so tempting to Gen Z and younger consumers? Let’s take a closer look at what’s involved.

Using the BNPL option to its full potential

BNPL (Buy Now Pay Later) allows you to make a transaction without thinking about current cash and then reimburse it at a later period, as the name suggests. Even though this is a small-ticket loan, it has grown in importance and popularity due to one essential factor: a simple and smooth consumer experience. The card less and cashless BNPL is effective, quick, and user-friendly for everything from shopping online to bill payment.

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Aside from the flexibility and convenience that BNPL provides, this lending option could also help you create a favourable credit rating if you keep your half of the bargain with the merchant or lender and pay your bills on time. Here are 3 steps to assist you make responsible use of the BNPL option:

Keep a close eye on your BNPL activities

Yes, you can conduct many BNPL payments with separate lenders or merchants like lay away online but keep track of the total amount invested. You understand your financial situation, credit commitments, and other responsibilities, so be cautious and keep track of your BNPL activities. Even if you stay within your permitted credit limit, spending can make it harder to repay your debts responsibly.

Select your repayment period wisely

The repayment tenures and arrangements offered by BNPL are extremely flexible. Based on the tenure you select, there may be additional fees. If you choose an interest-free payback period, you will not be required to pay any of it. You may be fined late fees if you do not make your payments by the due date. If you’re certain you’ll be capable of paying off the entire balance as soon as your next pay check arrives. Whether you have made a large purchase, however, you may want to actually pay it off in instalments.

Make sure you don’t get behind on your payments

Because a missed repayment may result in a late charge and may have an influence on your credit rating, it is crucial to maintain budgetary discipline when completing your repayments, just as it is with other credit options. To understand the advantages of a loyal customer, make sure you pay your BNPL sums due by the agreed-upon deadline. You could also set calendar reminders and notifications to keep track of your due dates and make regular payments before interest accrues.

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Convenience in Buy Now Pay Later Option:

The idea of using the Pay Later option is quite popular amongst customers nowadays. Most of them want to pay their bills with interest and do not like to wait for the due dates. Thus they go for this option. However, it has some disadvantages too.

They do not have any facility to check the outstanding balance before the payment date and also the process is quite complex. Therefore, if you are thinking about using this option for your transactions then you must be very careful. Before taking the help of this option, you must ensure whether it suits your needs or not.

The convenience of the Buy Now Pay Later option is that you can pay only what you can afford. This option is not available for all types of products. If you are willing to use this option then you should make sure that your bank offers this type of option to its customers. It is quite beneficial if you need a lot of time to repay the amount but you do not have the cash to pay on time.

There are many banks that provide you with Buy Now, Pay Later option. You must ensure that the interest is very less on your monthly instalments. You can find banks that offer you different types of interest rates according to your needs.

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Conclusion

To summarize, while BNPL is a tempting idea for customers, it is critical not to get carried away with it. Keep credit and financial discipline to get the most of this credit choice.

Also Check: How to Stay Relevant and Efficient in Digital Age World

Nikhil Sharma is an enthusiastic blogger with a keen eye for details. Being a blogger he is always try to share views on various topics which is important. He is a passionate blogger and love to write about topics related to digital marketing, finance and technology. Moreover, he always take a particular interest in learning the newest blogging trends and love to write on topics with a technological edge.

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YouTube

Top 10 Female Youtubers in India

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Female Youtubers in India

While the world’s attention is usually on the popular stars of YouTube, India is home to some of the best female creators. There are several Indian YouTubers who have managed to become famous beyond the country’s borders. These women are all-rounders and are able to bring a new perspective to the content on YouTube. Here are some of the most popular female YouTubers in India. We’ve included a few below.

  1. Nisha Madhulika:

Anisha Iyer is an Indian YouTuber who has more than 12 million subscribers. Her videos are a hit with women of all ages, and some of her vlogs are still among the most popular videos on the site.

  1. Prajakta Koli:

An Indian YouTuber with over 6.3 million subscribers, Prajakta Koli tackles the taboo subject of periods and relationships in her humorous sketches.

  1. Pooja Dixit:

One of the Top Female YouTubers in India, Anisha posts videos relating to health and beauty. She explains how to keep young looking, while offering beauty tips. She joined YouTube in 2012 and now has more than 2.7 million subscribers.

  1. Anisha Dixit:

Anisha has over 6.52 million subscribers. She is the self-proclaimed Queen of Naya.

List of Top 10 Female Youtubers In India

  1. Nisha Madhulika :

There are many reasons why Nisha Madhulika is so popular on YouTube. One of these is that she is a genuine celeb who has earned a huge following. She is a 30-year-old from Noida and has millions of subscribers. She specializes in cooking videos and has won numerous awards. She has been featured in various publications, including Economist, Bloomberg, and India Today. Her recipes have been widely shared online, and she has also won gold and silver play buttons from YouTube.

  1. Kabita Singh :

Since moving to the UK from India, Kabita Singh has been a YouTube sensation, with over 3 million subscribers. She started with cooking videos, and then started to upload her recipes. She began by shooting her own food, and eventually moved on to other types of recipes. Soon, Kabita had over 100,000 subscribers and a growing following. She has also started her own food blog, Kavitas Kitchen, where she posts recipes and video tutorials.

  1. Shruti Arjun Anand:

Shruti Arjun Anand is an Indian fashion blogger and YouTuber. She is known for her makeup tutorials and beauty tips. She has been a part of the YouTube community for over two years. Her YouTube channel is growing rapidly and she has over 7.8 lakh subscribers. She also receives plenty of product placement and advertising from brands. Her videos cover everything from bridal make-up and hairstyles to makeup hacks and advice on foundation shades.

  1. Vidya Iyar :

Vidya Iyar is an Indian YouTuber who is best known as the stage name Vidya Vox. She was born in Chennai, Tamil Nadu and migrated to the United States when she was eight. Her music has an eclectic mix of influences including classic hip hop, electronic dance music, and Indian classical music. She has been praised for her vocal prowess and eloquence.

  1. Pooja Luthra:

In 2012, Pooja Luthra started her YouTube channel. Now, she has over 4 million subscribers and earns an estimated $ 1.21 per thousand views. Her channel has received over 826,668,941 video views. As of January 2019, she earns $ 5.17K per month. Let’s take a closer look at her YouTube income and earnings. What is her net worth?

  1. Prajakta Koli:

Prajakta Koli is a YouTuber and a social media influencer from India. She has more than 3 million subscribers and creates funny videos. She specializes in comedy, and is active in anti-bullying and mental health campaigns. She has collaborated with several Bollywood stars. Her videos have been viewed more than 20 million times. If you’re looking for an inspirational speaker, you can follow Prajakta Koli.

  1. Shirley Setia:

Shirley Setia is an Indian YouTube star with over 1.6 million subscribers and thousands of followers on Twitter. She rose to fame in 2013 with her rendition of Tum hi ho. Growing up in Daman, India, Setia first focused on music and eventually became a radio jockey. In 2014, she moved to New Zealand where she began making cover videos of popular Indian songs. Since then, her videos have gained worldwide attention.

  1. Anisha Dixit:

Anisha Dixit is an Indian content creator and YouTuber who has over two million subscribers. Known for her comedy videos, her channel has a variety of content. Her latest video is a review of the film Goliyon Ki Raaaleela Ram-Leela. She also makes videos on relationships and sex education. Anisha Dixit has a very relatable personality and is one of the most popular content creators on YouTube.

  1. Trisha:

Known as a “mukbang queen,” Trisha Yearwood has amassed millions of subscribers and almost two billion lifetime views. She has appeared on a variety of television shows and has even starred in a short film, “Viral Video.” Although her videos are sometimes messy, Trisha Yearwood takes it in stride, allowing viewers to enjoy her content. Here are some of her most popular videos.

  1. Sonali Bhadauria:

The YouTuber, Sonali Bhadauria, was born in Saudagar City of Pune, India. She was named after her parents R.K. and Savita Bhadauria. She met her husband while attending an event, and the couple married a few years later. She is very popular on YouTube and has millions of subscribers. She dedicates her performances to her fans, and her music videos receive millions of views every day. She is one of the Hottest Female Youtubers in India.

Also Read: How to Create Your Own Vlog on Youtube?

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Email

How To Find an Email Address?

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Find an Email Address

Email finder software is a powerful, fast and free tool to search desired email addresses by name. Email finder software can quickly search any business or private email address.

Whenever you need to find an email address, just enter the name of the person and click on the “Search” button to fetch all the details in a few seconds. It provides a facility to save searched to find an email address into CSV file for further use.

1. Introduction

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2. What is email finder software?

3. How to find the right email addresses

4. How does it work?

5. The importance of email finder software

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6. Who is using email finder software?

7. To wrap things up!

1. Introduction

How to Find Email Addresses of People You Don’t Know

Is it possible to find an email addresses and phone numbers of people you don’t know? The answer is yes, but not always. We’ll be looking at some methods that allow you to find email addresses of people you don’t know. These strategies should work regardless of whether the individual has a personal or business email account. In most circumstances, these technologies will produce valid results in a matter of minutes to hours.

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The days of worrying about where and how to find prospects’ email addresses are long gone.With a simple to use email finding software, you can now prospect for new clients or customers in an easy and fast way. The email finder software helps you gather important information about your prospects that will boost direct sales and your conversion rates.

2. What is email finder software?

Email finder software is used to locate email addresses of registered members on a website. It uses different methods like spidering, collecting data from other websites and brute force to get email addresses.

In this age of digital marketing, email marketing has become the most powerful and effective way to reach potential customers.If you want to grow your business, the ideal option is to add a list of potential clients’ email addresses and send them promotional emails based on their interests. But how do you get such a list?

The easiest way is by using email finder software. This software helps you gather email addresses by searching the web for any information related to a particular domain name or keyword. You just enter the domain name of your competitor or a keyword related to your industry and get a huge list of email addresses.

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3. How to find the right email addresses

Finding the right email addresses for your promotion is essential for an effective email campaign. There are a number of tools and services that can help you find the email addresses of people who might be interested in your offer. Here’s a step-by-step process to locating the correct email addresses:

a. Find Email Addresses with Tools like finder.io

b. Find Email Addresses with Social Media

c. Finding the Domain’s Email Address on a Website or Blog.

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4. How does email finder tool works?

The email finder tool is used to locate the email address of any individual from any website. It may be used to retrieve email addresses from Facebook, Google, Twitter, and other social networking platforms. You can also use this tool to obtain email addresses for friends.

This is really a valuable tool that may assist you track down any user’s email address.To begin utilising the email finder tool, navigate to finder.io and input the name of the person whose email address you wish to locate. Select the “Search” option.

this is a tool to find an email addresses of your prospects, customers and leads. This tool is developed by using advanced databases. These databases are available in the market which contains emails of all the people worldwide. It provides you email address of your prospect and customer with the help of an email ID or domain name. This tool also provides you several other tools like mailing list builder, autoresponder etc..

5. The importance of email finder software

The importance of email finder software is that it allows you to reach out to a prospect without knowing their email address. The idea is simple: if you have their email, you can write to them directly. This can be extremely useful for cold emailing, as it will save you the time and effort of finding the right person to contact.

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Email finding software, such as finder.io, is essential for every organization that conducts business online. It allows you to find an email addresses of potential leads across the internet, which is important as you can’t carry out many digital marketing tasks without them.

One benefit of using email finder software is that it’s a cost-effective way to fill up your email lists. By locating and adding individuals who have opted into your competitors’ websites, you are putting yourself in front of people who have already expressed an interest in your field.. This will help boost your open rate and save you money.

6. Who is using email finder software?

Email finder software can be used by anyone, but it is not the kind of product that everyone should have. It would mostly be used by individuals who have a large contact database and those who would want to merge two or more databases.

Individuals who are email marketers will love using this software because it makes their job easier and saves them time. This also applies to persons who operate firms and manage vast datasets.

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Email finder software can be used by anyone, but it is not the kind of product that everyone should have. It would mostly be used by individuals who have a large contact database and those who would want to merge two or more databases.

Individuals who are email marketers will love using this software because it makes their job easier and saves them time.It also corresponds to those who run firms and manage vast datasets.

7. To wrap things up!

Finding email addresses can be difficult if you don’t know where to look. In this article, we’ve provided some resources that make finding email addresses simple and easy. Using the information above, we were able to find an email address for a variety of social media accounts. We hope that you can use this information to help grow your online audience through email marketing campaigns. If you’re interested in learning more about our email marketing services, please contact us today.

Also Read: Is the Yahoo Bellsouth Email Login Secure as Compared to Others?

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wordpress

Most Relied Google Review Widgets for WordPress

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Google review widgets

The competition in the market is getting stiff. And as consumers are spoilt for choices, the importance of reviews has turned from being a facility to a need. As important it is for consumers, it is equally important for businesses. In order to capture more benefits from the platform, businesses are opting to embed Google review widgets on websites.

So, if you have a WordPress website and want to build some credibility for your website and brand, we welcome you. This blog has listed some impressive and easy to handle tools that enable you to embed Google review widget on the WordPress website.

What is a Google review widget?

Starting from the basics, if you are unaware of the Google review widget, then here is a little brief. The Google review widget is a functional block that enables you to display Google reviews.

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Businesses opt to showcase reviews related to their brand/products on this widget and assist consumers in making their purchase decision. It also helps the businesses to build reliability and appear transparent in front of their customers, which amplifies the brand reputation.

The Google review widget is an excellent instrument for taking your business to the next level. And here are the tools that can help you to add them to your website

Best Tools That Enable You to Embed Google Review Widgets On WordPress

Google review widget can help you in building trustworthiness. Hence you need some trusted tools for it as well. Out of various choices, we have filtered these tools that help you to integrate your website with Google reviews easily. And as they provide a coding-free way to embed Google review widget on WordPress, they stand out as ideal tools.

1. Tagembed Widget

Tagembed is an excellent social media aggregator tool. It smoothly integrates your website with social media platforms and that too at pocket-friendly pricing plans. The tool helps you collect social feeds from various social media platforms and enables you to curate and customize them before displaying them as one unified presentation on the website.

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Furthermore, with a dedicated Google review widget provided by the tool, you can easily showcase Google reviews on the website, and convert your visitors into your consumers. Google reviews are also compatible with 18+ social media platforms, providing you with a huge amount of content to showcase on the website.

It eases the embedding process and provides some amazing features that make this tool one of the finest in the industry. It provides you with the customization feature that helps you personalize your widget as per your need here; you can change the font size, font style, background color, and more. You can showcase your artistic side and match the widget with your website’s style. And you have ample themes and layouts as options, so choose the one that you think can add polish to your website and make it look more professional & organized.

Adding to it, you can also hide the reviews from the widget that you think are irrelevant, or mislead your consumer, or mention the name of some other brand. It is important to remove such reviews, as by removing them, you hold the visitors on the website and maintain the quality of your website. With the moderation feature, you can either remove the content manually or opt for a profanity filter, where the tool removes the reviews containing the provided keywords.

Custom CTA, custom CSS, auto-update, responsive widget are some of the other major features of the tool. But one of the best features that make it an ideal tool is that it showcases the reviews without any hassle. It doesn’t take any loading time or affect the website speed.

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2. Just Review

Just review is another amazing tool that provides you with a dedicated Google review widget. And by following few simple steps you can easily embed Google review widget on WordPress website. By showcasing these reviews on the website you can build your reliability amongst your visitors and increase your social proof. These measures eventually help you in obtaining business goals and also improve your brand reputation in the market.

The tool also allows you to make desired modification to your widget and customize it as per your needs. For example, you can change the widget’s background color and match it with your website. This color combination creates an eye-pleasing effect and helps you create an everlasting impression in front of your visitors. Moreover, it showcases that the website is well organized and maintains quality.

3. Social Proofed

Consumers always look for the reviews before making their purchase decision, and with the help of the Google review widget you can showcase them the reviews on your website. It saves the time of your consumer and helps you establish brand reputation. Social Proofed is another tool that helps you in this cause. It helps you embed the Google review widget on the website and assist your consumers in their purchase decisions.

You can showcase the reviews with the use of different layouts and templates. With this layout, you can grab the attention of your visitors and add grace to your website. And like the tools mentioned above, you can customize the widget provided by this tool as well. The customization features are a great help as it improves the overall look and feel of the website.

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Summing it up

Reviews are important for businesses. It helps them to know the response of their product and assist consumers in making their purchase decision. So while it is important to collect them, it is equally important to showcase them. With the help of the tools mentioned above, you can easily embed Google review widget on WordPress and other websites and build credibility for your business.

Also Read: Top 10 Must-Have WordPress Plugins For Your Business

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